What exactly is long-term care? The term comprises a host of services that vary widely. They range from home care and adult day care to residential care in assisted living or nursing home facilities. But long-term care is generally defined as hands-on assistance provided for an extended period of time to people (of any age, though older people are the primary users) who can't take care of themselves due to a prolonged disability, illness or cognitive impairment such as Alzheimer's disease.
You qualify for long-term care when a physician or other health professional certifies that you are unable to independently perform at least two ADLs, such as bathing, dressing and eating.
Call Dennis at Coastal insurance Agency in Daytona Beach for more information and a review of your needs. No cost to you! Coastal Insurance Agency - Daytona Beach 386-262-1009