Contrary to popular belief, Medicare could actually provide better coverage at a lower cost than an employer plan. Health care inflation has driven premiums skyward, which has caused many employers to shift costs to employees through higher deductibles and copays to balance the cost equation. According to Kaiser Family Foundation's 2018 Employer Health Benefits Survey, covered workers paid 18% of their single coverage and 29% of their family coverage premiums. With the averag
Dental insurance can help you pay for most types of dental care and be a financial safety net if you have large dentist bills. One-third of Americans have not seen a dentist in the past year, according to the Centers for Disease Control and Prevention’s National Health Interview Survey. Most often, the reason is money. About 40% of adults who haven’t seen a dentist in the past year say they don’t go due to cost, according to the American Dental Association. No matter the reas
If your offering group health insurance for your employees level funded plans are a great way to save up to 30% on premiums. Excellent nationwide PPO plans are available. Call Dennis Ravi at Coastal Insurance Agency for my details! 386-262-1009 Medical Advantage and supplemental, Health Insurance, Group Health Insurance, Life Insurance, Dental Insurance. Serving Port Orange, Daytona Beach, Ormond Beach, New Smyrna Beach, Volusia County and all of Florida.
Term Vs. Permanent Life Insurance
First, you need to understand the two basic types of life insurance: term and permanent. Term life insurance provides a predetermined death benefit and covers you for a predetermined number of years, usually five to 30. The annual premiums are fixed and are based on your health and life expectancy at the time you apply for the policy. Permanent life insurance combines a death benefit with a savings or investment account. The policy covers yo
Open enrollment does not begin until November 1st but there are still options for you if you are looking for health insurance. Call Dennis Ravi at Coastal Insurance Agency today to learn about you options. Coastal Insurance Agency 386-262-1009 Serving Daytona Beach, Port Orange, Ormond Beach, New Smyrna Beach, Volusia County and all of Floirida for your health insurance needs. Medicare Supplements - Medicare Part C Advantage - Major Medical - Life Insurance - Dental Insuran
Coastal Insurance Agency offers a wide variety of Medicare plans to wither supplement your medicare or replace it with a Part C Medicare Advantage plan. There are options available even though open enrollment does not start until October 15. Call Dennis Ravi at Coastal Insurance Agency today to learn more. Coastal Insurance Agency serving Port Orange, Daytona Beach, new Smyrna Beach, Ormond Beach, Voluisia County and all of Florida. 386-262-1009
Your Medicare coverage choices Step 1: Decide if you want Original Medicare or a Medicare Advantage Plan (like an HMO or PPO) You can choose Original Medicare. ... Step 2: Decide if you want prescription drug coverage (Part D) You chose Original Medicare in Step 1. [ ... Step 3: Decide if you want supplemental coverage. Call Dennis Ravi today at Coastal Insurance Agency to discuss your options. Medicare - Health Insurance - Dental - Life insurance Serving Port Orange, Dayton